Joe Medicare
Joe Pearson AKA Joe Medicare is an independent insurance broker. He works with people that are going on, or already on Medicare and works diligently comparing the various plan options whether it is Medicare Supplement Part D or Medicare Advantage plans.
Joe’s agency works with the leading Insurance carriers to find the right fit for each client. His position as an independent broker and experience specializing in this field give him the unique ability to help others choose the options that best fits their individual needs.
Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is.
When it comes to something as important as insurance, it’s imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.
Are You New To Medicare?
As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare. Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.
Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.
Begin by Enrolling in Our Medicare Essentials Video Quick-Course:
What You Need to Know
Get Free and Friendly
Medicare Help Now
assistance at no cost and no obligation!
Frequently Asked Questions
The easiest way to apply for Original Medicare is via the Social Security website. There is a quick Medicare application that should take you no longer than 10 minutes. Just visit here.
Medicare Advantage and Supplement Plans are offered through private insurance companies. Our friendly agents can help you to find a program that meets your needs and budget. Remember, there is no cost to use our service. Simply call (732) 658-2525 to speak with a licensed agent.
Yes you can, but you’ll need to go to a local Social Security office to apply in person. If you’d like to apply for an Advantage or Supplement Plan in person, simply contact our office and request an appointment. Please note, you’ll need to apply for Original Medicare before you can enroll in an Advantage or Supplement Plan.
Absolutely! Contact our office at (732) 658-2525 and one of our licensed agents will be happy to walk you through the enrollment process.
You have a 7-month window to apply for Original Medicare: during the 3 months prior to your 65th birthday month, the month of your birthday, and the 3 months after your 65th birthday.
You missed your 7-month window for enrolling in Medicare, your next opportunity to enroll in Part A and Part B will be during the General Enrollment Period, January 1-March 31. Coverage will then become effective July 1.
Yes! If you do not enroll in Part B coverage during your Initial Enrollment Period, you could be subject to premium penalties for as long as you have Medicare coverage.
You’ll typically receive your Medicare card approximately 3 weeks after you apply.


Here’s what our clients say about our service…
Joe is always ready to serve my needs. If he doesn’t have the answer, he researches and gets me the answer very quickly. He is kind and very patient with my lack of computer skills. He compensates for my lack.
MONA DUNPHY

Here’s what our clients say about our service…
Joe takes the time to learn what your needs are and provides you with the best possible solution to meet those needs. He’s the go to person for Medicare for all of my family!
SHELLIE DUPUIS

Here’s what our clients say about our service…
Joe was great every step of this process. He was flexible, supportive, and responsive to questions and needs. He was also proactive when requested.
W J SMITH

Here’s what our clients say about our service…
I knew nothing about signing up for Medicare, and Joe answered all my questions over several months. His recommendations were based on what seemed to be merit rather than convenience or price. He was very patient with me as it took a while to digest all the different options. Be sure to ask him about Silver Sneakers.
ROBERT ROVITO

Here’s what our clients say about our service…
Joe Pearson was a fantastic help to me as I am new to Medicare. He explained all about Medicare and supplemental insurance plans in a simple way that was easy to understand. And in such a way that I feel very happy with what I choose. The bonus was not only is Joe friendly, polite, took his time with me, I now have a supplemental plan and…
MELISSA ALLERS

Here’s what our clients say about our service…
I appreciated Joe’s help in explaining all about the health care plans and the amount of time he spent to make sure I was comfortable with my decision on selecting a provider. I appreciated Joe’s follow up with me, his professionalism and sharing his extensive knowledge of the health care plans.
MARY ELLEN R.

Here’s what our clients say about our service…
Thank you so much for helping us navigate through our options! Joe was so helpful and made this as painless as possible. A load off our minds!
CYNTHIA WILSON